Protection Planning

Protection Planning

Sound financial planning isn’t solely about increasing your wealth; it’s equally important to protect it. At IWP, we can provide peace of mind that you and your loved ones will be financially secure in the event of the unexpected.

 Life cover, critical illness cover, and income protection are all relatively cost-effective ways of protecting you and your loved ones from the financial impact that death or an unexpected illness could have. Having financial protection in place would also ensure your best laid plans stay on track, no matter what life throws at you. It is easy to think you might never need it, but we all know of someone whose been affected by a serious illness.

Our experienced financial planners can create a tailored protection package for you that suits your circumstances and considers your financial plan as a whole. They can look at what insurance you might already have and fill any gaps, so you have exactly what you need. This is what we offer:

Life insurance

Income protection

Critical illness cover

A pay out from a policy could make the difference between your loved ones facing a financial struggle at a challenging and emotional period in their lives and being able to maintain the sort of lifestyle they enjoyed when you were still around.

Protection policies do not just pay a lump sum on death or the diagnosis of a critical illness, they can help provide an income for families hit by an accident, sickness, and unemployment, help parents pass their wealth on to future generations and can have a major role to play in inheritance tax planning too.

However, with so many different types of policy available in the marketplace, it can be hard to know which one is right for your circumstances and offers the best value for money.

That is why it can really help to discuss with us which policy or policies would be best for your needs. We are on hand to help you choose the most appropriate cover based on our research into what is on offer from a wide range of insurers. We can save you hours of internet searching and calls to insurance companies for quotes. As advisers, we make the process far less stressful and time-consuming, and you will not be charged for this service; we will be paid by the companies whose policies you choose.

If you are looking for the peace of mind that having the right protection policies in place can bring, do get in touch.